FIRE = Financial Independence, Retire Early – финансовая независимость, ранняя пенсия. – Прим. перев.
DINK = dual income, no kids – бездетная семья с двумя работающими супругами. – Прим. перев.
Craig S. New York Times corrects the misquote of Thoreau's 'quiet desperation' line. Poynter website. https://www.poynter.org/reporting-editing/2012/newyork-times-corrects-misquote-of-thoreaus-quiet-desperation-line/. April 30, 2012. Accessed October 21, 2019.
Kathleen Elkins. 1 in 3 Americans have less than $5,000 saved for retirement – here's why so many people can't save. CNBC website. https://www.cnbc.com/2018/08/27/1-in-3-americans-have-less-than-5000-dollars-saved-for-retirement.html. August 27, 2018. Accessed October 21, 2019.
Megan L. Here's how much money Americans have saved at every age. CNBC website. https://www.cnbc.com/2018/08/28/how-much-money-americans-have-saved-at-every-age.html. August 28, 2018. Accessed October 21, 2019.
Согласно классификации Налогового управления США, это портфельный доход, но в соответствии с определениями, изложенными в главе 4 этой книги, я называю этот вид дохода пассивным.
«Аста ла виста, беби» – знаменитая фраза из «Терминатора 2», которую в испанском дубляже ради экзотичности заменили на «Сайонара, беби». – Прим. перев.
Sunday Scaries – «воскресные страшилки». Форма упреждающего беспокойства. Включают в себя нервозность и страх перед чем-то, что еще не произошло. Например, перед предстоящей неделей. Не путать с неврозом выходного дня (воскресным неврозом). – Прим. перев.
SMH = Shaking my head – Я качаю головой. Инициализм интернет-сленга, означающий несусветную глупость.
Jason L. The Righteous Small House: Challenging House Size and the Irresponsible American Dream. https://www.yesmagazine.org/planet/the-righteous-small-house-challenging-house-size-and-the-irresponsible-american-dream. January 29, 2010. Accessed October 21, 2019.
Robert D. Single-Family Home Size Increases at the Start of 2018. NAHB website. http://eyeonhousing.org/2018/05/single-family-home-size-increases-at-the-start-of-2018/. May 21, 2018. Accessed October 21, 2019.
Erin D. Average number of people per household in the United States from 1960 to 2018. Statista website. https://www.statista.com/statistics/183648/average-size-of-households-in-the-us/. Edited April 29, 2019. Accessed October 21, 2019.
Eliza B. Life Before Equal Pay Day: Portrait of a Working Mother in the 1950s. Time website. https://time.com/3759822/working-mother/. April 13, 2015. Accessed November 2, 2019.
The American Family Today. Pew Research Center website. https://www.pewsocialtrends.org/2015/12/17/1-the-american-family-today/. December 17, 2015. Accessed November 2, 2015.
Elizabeth A. United States Life Tables, 2003. National Vital Statistics Reports. https://www.cdc.gov/nchs/data/nvsr/nvsr54/nvsr54_14.pdf. Revised March 28, 2007. Accessed October 21, 2019.
Adele H., Miranda D., Lillian M. New Realities of an Older America. Stanford Center on Longevity. http://longevity3.stanford.edu/wp-content/uploads/2013/01/New-Realities-of-an-Older-America.pdf. 2010. Accessed October 21, 2019.
Retirement Changes Dramatically Over the Years. Senior Living website. https://www.seniorliving.org/library/retirement-changes-dramatically-over-years/. Accessed October 21, 2019.
Patrica M., David A. Social Security: A Program and Policy History. Social Security Administration Website. https://www.ssa.gov/policy/docs/ssb/v66n1/v66n1p1.html. 2005. Accessed October 21, 2019.
В США зарплатная база для целей социальной защиты выросла в 2018 году до 128 700 долларов. Thompson Reuters website. https://tax.thomsonreuters.com/news/social-security-wage-base-increases-to-128700-for-2018/. October 16, 2017. Accessed October 21, 2019.
Ratio of Covered Workers to Beneficiaries. Social Security Administration website. https://www.ssa.gov/history/ratios.html. Accessed October 21, 2019.
A Summary of the 2019 Annual Reports. Social Security Administration website. https://www.ssa.gov/oact/trsum/. Accessed October 21, 2019.
SOL = $hit Outta Luck – инициализм интернет-сленга, означающий чертовское невезение.
Camilo M. Price of College Increasing Almost 8 Times Faster Than Wages. Forbes website. https://www.forbes.com/sites/camilomaldonado/2018/07/24/price-of-college-increasing-almost-8-times-faster-than-wages/#72bbae8666c1. July 24, 2018. Accessed October 21, 2019.
Trends in College Pricing Highlights. CollegeBoard website. https://research.collegeboard.org/trends/college-pricing/highlights. Accessed October 21, 2019.
Roaring Twenties – «ревущие двадцатые», название 1920-х годов. – Прим. перев.
Erik O. Where Did the 40-Hour Workweek Come From? NBC News Website. https://www.nbcnews.com/news/us-news/where-did-40-hour-workweek-come-n192276. September 1, 2014. Accessed October 21, 2019.
Lydia S. The “40-Hour” Workweek Is Actually Longer – by 7 Hours. Gallup Website. https://news.gallup.com/poll/175286/hour-workweek-actually-longer-seven-hours.aspx. August 29, 2014. Accessed October 21, 2019.
The Deloitte Global Millennial Survey 2019. Deloitte website. https://www2.deloitte.com/global/en/pages/about-deloitte/articles/millennialsurvey.html. Accessed October 21, 2019.
Theresa A. Is it Time to Kill the 40-Hour Workweek? SHRM website. https://www.shrm.org/hr-today/news/hr-magazine/0217/pages/is-it-time-to-kill-the-40-hour-workweek.aspx. January 23, 2017. Accessed October 21, 2019.
Robert P. Millennials' new retirement number? $1.8 million (or more!) USA Today website. https://www.usatoday.com/story/money/columnist/powell/2016/03/29/millennials-new-retirement-number-18-million-more/81329246/. March 29, 2016. Accessed October 21, 2019.
An Open Letter to Millennials on Retirement. Farm Bureau Financial Services website. https://www.fbfs.com/learning-center/an-open-letter-to-millennials-on-retirement. January 1, 2019. Accessed October 21, 2019.
John R. Here's How Much a Millennial Needs to Save Each Month to Retire With $5 Million. Entrepeneur.com. https://www.entrepreneur.com/article/283524. October 11, 2016. Accessed October 21, 2019.
Monique M. The State of American Retirement: How 401(k)s have failed most American workers. Economic Policy Institute website. https://www.epi.org/publication/retirement-in-america/#charts. March 3, 2016. Accessed October 21, 2019.
Catherine C. Retirement Throughout the Ages: Expectations and Preparations of American workers. Transamerica Center website. https://www.transamericacenter.org/docs/default-source/resources/center-research/16th-annual/tcrs2015_sr_retirement_throughout_the_ages.pdf. May 2015. Accessed October 21, 2019.
Amelia J. Average Retirement Savings: Are You Normal? SmartAsset website. https://smartasset.com/retirement/average-retirement-savings-are-you-normal. April 16, 2019. Accessed October 21, 2019.
«Мусташианизм» – философия мистера Money Mustache, американца, который вышел на пенсию в тридцать с небольшим лет, накопив 600 тысяч долларов. – Прим. перев.
Hal H., Cassie M., Uri B. People Who Choose Time Over Money Are Happier. SAGE journals website. https://journals.sagepub.com/doi/abs/10.1177/1948550616649239. May 25, 2016. Accessed October 21, 2019.
Hal H., Cassie H. What Should You Choose: Time or Money? New York Times website. https://www.nytimes.com/2016/09/11/opinion/sunday/what-should-you-choose-time-or-money.html. September 9, 2016. Accessed October 21, 2019.
Мем из сериала «Кунг-фу» (1972–1975), где старый слепой мастер обучает героя искусству слушать с помощью стрекотания кузнечика, после чего дает ему прозвище Кузнечик. – Прим. перев.
Для справки: патент на 17 лет она получила в 1903-м, и его никто не купил, пока не кончился срок действия. – Прим. перев.
Joe P. Alabama Woman Stuck in NYC Traffic in 1902 Invented the Windshield Wiper. NPR website. https://www.npr.org/2017/07/25/536835744/alabama-woman-stuck-in-nyc-traffic-in-1902-invented-the-windshield-wiper. July 25, 2017. Accessed October 21, 2019.